🌟Community Outreach

Giving back to our community, is essential to continuous growth. We are also celebrating authors, artists, and entrepreneurs. These individuals are doing GREAT things within their communities. Many blessings to you. You ROCK!

Optimize the Bridge (OTB) Outreach Program


🌟SPOTLIGHTS

https://www.army.mil/article/239215?dmd&linkId=100218516
https://www.janaydeneice.com/?fbclid=IwAR385npO3y8WALhU_IdOuJ3TBxfpTdeaADmq9saGFe0WOrX8JrRMJXLDf6Y
https://www.amazon.com/dp/B08J8DTCW4/ref=cm_sw_r_cp_api_pR3yFbCA7GV40?fbclid=IwAR1chxbx3YXFTAYOMr0ke2IO7ABlnL_b1C-OZzw37u2yK-eS1ptIps2Y-5k
https://www.amazon.com/dp/B083VWGJ38?fbclid=IwAR0ndrQmFNbzG9CLjguecU3ma-rwBVJZ4h3jOXFhxxe1p1f47xmmLI0In8khttps://www.amazon.com/dp/B083VWGJ38?fbclid=IwAR0ndrQmFNbzG9CLjguecU3ma-rwBVJZ4h3jOXFhxxe1p1f47xmmLI0In8k
https://vegetablegrowersnews.com/news/mississippi-farm-provides-support-for-healthy-food-in-inner-city/?fbclid=IwAR0_bpYsoPZDG1wRSPNs9Yia9uvQcI4m1yfI1yCjLdsex1KUsBRTnwtEmZI
https://www.blacknews.com/news/kevon-chisholm-wife-son-online-course-investing-stock-market/
https://williamsfinestthings.com/?fbclid=IwAR0OiOBynh120HfdIa51LEikoF-s86nnAlDOHdnnGbot9wKuDVO2o3tTHk0
https://www.facebook.com/mixedcreationsbychanda/
https://www.amazon.com/Waist-Does-Not-Equal-Worth/dp/1078216037?fbclid=IwAR35JdUaxgkd8v9lYN-vxQx3l9H-IFNGNy0twEJDx2R67JsrYHnUeNhm5JE
http://5on4wheelstransportation.com/
https://afrotech.com/u-k-school-hires-10-year-old-tech-genius-as-a-coding-instructor?fbclid=IwAR3Ru-ZkQ6Phxh_7YjhcobXOWYGUCyRjsWcz2tfyrTq5xeBImfIeoURK3bM
https://libraries.indiana.edu/autism-contemporary-picture-books-about
https://www.amazon.com/All-Pennies-Add-Starlett-Patterson-Tillman/dp/164773066X/ref=as_li_ss_tl?dchild=1&keywords=all+pennies+add+up&qid=1598448528&sr=8-1&linkCode=sl1&tag=wealbuilformf-20&linkId=8f51c3c3a0ae34741adf1c4ffb4d3755&language=en_US
https://www.bgmbooks.com/
https://www.blackbusiness.com/2020/04/william-moxey-father-surprises-children-own-atm-business.html?m=1
As many school districts in the region prepare to return to class, administrators and educators are beginning to stress the importance of virtual etiquette and online behavior. The Port Arthur Independent School District will be the first to put it to the test on Tuesday with the first day of… https://www.newsbreak.com/texas/port-arthur/news/2040396803915/paisd-breaks-down-student-rules-for-virtual-etiquette-which-include-mask-wearing?s=ws_native
https://geauxgleaux.com/
https://m.panews.com/2020/08/01/doll-girls-dance-studio-opens-in-port-arthur-through-faith-grandmothers-memory/
https://www.blackbusiness.com/2020/07/jennifer-mcdonald-first-black-woman-open-urban-winery-wichita-kansas.html?m=1
https://www.jewelinhiseyes.org/
https://www.blackbusiness.com/2020/04/adenah-bayoh-black-woman-owner-ihop-restaurants-free-food-low-income-families.html?m=1
https://www.panews.com/2020/07/18/mom-and-papa-business-milos-love-for-karson-port-arthur-lead-to-multiple-ventures/
https://www.facebook.com/groups/2605093059806258/?ref=share
https://www.amazon.com/Butch-Goes-School-Terry-Savoy-Hadley/dp/1524568805/ref=mp_s_a_1_1?dchild=1&qid=1594775412&refinements=p_27%3ATerry+Savoy-Hadley&s=books&sr=1-1&text=Terry+Savoy-Hadley
https://afrotech.com/black-owned-construction-company-goes-from-debt-to-being-worth-billions
Artist Dwayne Jones
https://www-blackenterprise-com.cdn.ampproject.org/c/s/www.blackenterprise.com/meet-jennifer-mcdonald-the-first-african-american-woman-to-open-urban-winery-in-kansas/amp/
https://www.facebook.com/karol.allen3
https://jenniferallwood.com/
https://www-blackenterprise-com.cdn.ampproject.org/c/s/www.blackenterprise.com/two-black-entrepreneurs-helped-50-families-homeowners-6-months/amp/
https://www.gofundme.com/f/sharonkingworldwide-face-mask
Artist Unknown
https://www-cnbc-com.cdn.ampproject.org/c/s/www.cnbc.com/amp/2020/07/02/23-year-old-turned-dorm-room-side-hustle-into-business-bringing-in-1-million.html
https://www.sugarnshimmer.com/
https://m.youtube.com/watch?v=Rn1Bzr04IqA&feature=youtu.be
https://spectacularmag.com/2020/07/08/black-owned-hersey-pharmacy-opens-in-durham/
https://www.facebook.com/groups/1523332084489469/?ref=share
http://www.JuandaBryant.com
https://www.paypal.com/instantcommerce/checkout/2Y9GS6C364SUS
https://m.facebook.com/thereevawilliamsshow/
https://www.facebook.com/TuckedinTuesdays/videos/2611172655772668/?vh=e&d=n
https://perfectjustlikeyou.com
https://www.amazon.com/dp/1651296855/ref=cm_sw_r_cp_api_i_iKSnEbS0GWKP4
https://www.africaglobalradio.com/meet-the-newest-owners-of-this-black-owned-bp-gas-station-in-jacksonville-florida/
https://www.blackbusiness.com/2018/02/melissa-harville-lebron-meet-first-black-woman-own-nascar-team.html?m=1
UPCOMING EVENT!!!
https://www.blacknews.com/news/black-momma-vodka-owner-vanessa-braxton-hand-sanitizer/?
https://www.blackbusiness.com/2019/07/omari-mcqueen-11-year-old-vegan-chef-ceo-own-plant-based-restaurant-dipalicious.html?m=1
https://daniellenurse.itworks.com
https://www-blackenterprise-com.cdn.ampproject.org/c/s/www.blackenterprise.com/meet-the-25-year-old-south-african-lawyer-who-runs-her-own-law-firm/amp/
https://www-cnbc-com.cdn.ampproject.org/c/s/www.cnbc.com/amp/2020/06/23/meet-the-woman-mobilizing-activists-and-allies-to-buy-black.html

https://play.google.com/store/music/album?id=Beoztr27hktop2tvbjnj46ffofm
https://www.blackbusiness.com/2020/06/stephanie-hart-founder-black-owned-bakery-use-500k-grant-buy-historic-candy-factory.html?m=1
https://www.amazon.com/dp/B08B33TXHX/ref=cm_sw_r_cp_api_i_YIm7EbDN8XEH0
https://www.amazon.com/Sharika-K.-Forde/e/B072N9GY6G
Amway.com/bennettmichaelstore
https://www.amazon.com/Princess-Me-Every-Girl-Little/dp/1482555794
https://queenmediacollective.com/2020/01/21/reckless-behavior-the-series-episodes/
https://www.iamdaniellealexandria.com/shop
https://www.amazon.com/gp/aw/d/B089TWRYLY/ref=tmm_pap_title_0?ie=UTF8&qid=1591799350&sr=8-1
https://unstoppablebylyn.com/products/women-entrepreneurs-adult-coloring-book
https://www.facebook.com/profile.php?id=100009899946292

Realtor Janay Denise Website: davidlloydrealty.com Email: jdmorris.realtor@ gmail.com Phone: 315-955-0082

The Art of Homeownership

Worthwhile info: post and share!

Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage (be sure you can afford to do so). Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough….

When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!

Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.

Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan….” let that sink in.

Build business credit! The loans are bigger and the interest rate is lower.

Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.

Go to Jr. College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior.

School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.

Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc…)

If you want to support Black People, support Black Business and Black Institutions of higher Education.

Get life insurance (term and whole life) for you and your children as soon as they are born (one thing is for sure is we will die…might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!

Get the people in your immediate family to save collectively! If 10 people (commit) save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can…this way you control the value of the homes (remember Monopoly!).

Book a free consultation today.